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TeachMeFinance.com - explain Pay formation Pay formation The term 'Pay formation' as it applies to the area of reclamation can be defined as ' A layer or deposit of soil or rock whose value is sufficient to justify excavation'. Previous 5 Terms: Pattern Analysis Pattern cracking pavonated pavonian pavonine Next 5 Terms: Payables to municipality Pay-As-You-Go Financing Payer Payerid Payline About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005-2011 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional medical, legal or financial advice. Information presented at TeachMeFinance.com is provided on an "AS-IS" basis. Please read the disclaimer for details.